Heying & DeVries are Registered Representatives of and offers securities products and services through Park Avenue Securities LLC (PAS) 7 Hanover Square, New York, NY 10004, 1-888-600-4667. Financial Architects is not an affiliate or subsidiary of PAS. PAS is a Member FINRA & SIPC. Heying & DeVries are Field Representatives of the Guardian Life Insurance Company of America, New York, NY. Heying & DeVries are insurance licensed to sell Disability, Long Term Care Insurance, Life Insurance and Annuities in the following states: IA, MA, MI, and MO. He is also appointed with multiple other companies. Products not available in all states.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products/services and advisory services offered through PAS, a registered broker-dealer and investment advisor (515-457-1276). PAS is an indirect, wholly owned subsidiary of Guardian. Financial Architects is not an affiliate or subsidiary of PAS or Guardian.

The information and views contained in these materials are for informational purposes only and do not contend to address the financial objectives, situation or specific needs of any individual investor. The information presented does not constitute, and should not be construed as, investment advice. Neither Park Avenue Securities nor the registered representative provide tax or legal advice, please consult your advisors regarding your specific situation. These materials are not presented or endorsed by Park Avenue Securities, The Guardian Life Insurance Company of America or any affiliated companies

Neither Park Avenue Securities nor the registered representative provide tax or legal advice.
Please consult with your attorney, accountant, and / or tax advisor for advice concerning your particular circumstances.

PAS is a member FINRA, SIPC.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of the Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under US and International copyright laws. Copyright 2005-2010, The Guardian Life Insurance Company of America.